Edge features and benefits

Product features Variable Fixed
Description Variable rate product with flexible product features Fixed rate product for repayment certainty with a choice of fixed rate terms
Owner/occupied investor Both Both
Interest rate based on loan characteristics Yes Yes
Construction/vacant land Yes No
Repayment frequency options Weekly, fortnightly or monthly1 Weekly, fortnightly or monthly1
Principal & interest/interest only Both2 Both2
Ability to make additional repayments Yes Yes. Up to a maximum of $20,000 per fixed rate term3
Lock rate option to set fixed rate No Yes
Redraw Yes4 No
Easy access to your home loan funds Transactions via internet and phone, BPAY (In), debit card, ATM5 Transactions via internet and phone, BPAY (In)3
Splits available Unlimited Unlimited
Portability Yes Yes
Maximum Loan Term 30 years 30 years
Maximum LVR Please contact your broker about maximum LVR tiering as this will vary.
PAYG/Self employed Both6 Both6
Individuals, Companies, Trusts Yes Yes
Easy repayment options – salary credit/direct debit Yes Yes
Free Debit card Yes Yes

1. Weekly or fortnightly repayments are available after the first scheduled monthly repayment is made. For interest only loans, monthly repayment option is only available.
2. Interest only term up to 10 years where the loan is for investment purposes, and up to 5 years where the loan is for personal use and / or LVR >85%.
3. Break costs may apply if a fixed rate loan is: repaid in full, the loan rate is varied in any way before the fixed rate term ends or additional payments exceed $20,000.
4. Subject to loan terms.
5. Use of NAB or RediATM networks are free of charge. Fees and charges may be applied by owners of other ATM networks.
Information accurate as at 17th February 2018 and may change without notice. Please contact your AFG Home Loans Edge TM Broker for full details of AFG Home Loans Edge TM lending products.

  • Good and prompt service.

  • Everything has gone well, from start of process with broker, to now six months later.

  • Easy access to online information.

  • Very efficient and quick service.

  • Approval & settlement process was easy. Everything went smoothly & was completed in a timely manner.

  • Excellent rate, online account very easy to use.

  • They were efficient kind and let me know every step they were taking out was informed all the time.

  • My broker went above and beyond in securing this home loan. He was brilliant and highly professional in his work.

  • I have not had any problems with AFG Home Loans, everything has gone smoothly with us using this company and it's very easy to use.

The AFG Home Loans Edge™ products are provided by the Advantedge Residential Loan program. AFSH Nominees Pty Ltd (AFSH) ACN 143 937 437 Australian Credit Licence 391192 is the program lender and Advantedge Financial Services Pty Ltd (Advantedge) ACN 130 012 930 Australian Credit Licence 391202 is the program loan servicer. The program is funded under arrangements with National Australia Bank Limited (NAB) ACN 004 044 937 . Each of AFSH and Advantedge are members of the NAB Group. NAB does not guarantee the obligations of its subsidiaries. AFG Home Loans Edge™ products are promoted by AFG Home Loans. The AFG Home Loans Edge™ information on this website was prepared and issued by Advantedge. Fees and charges apply to AFG Home Loans Edge™ products.

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