AFG Home Loans Icon

AFG Home Loans – Icon

Icon is our home and investment loan suite that stands head and shoulders above the crowd. The loans are flexible, fully featured, competitively priced, and come with top notch customer service throughout the life of your loan. And the loans are provided by Macquarie Bank, part of the Macquarie Group, Australia’s renowned global financial services provider, famous for its track record of success, growth and innovative financial solutions.

Offset home loan

This loan is for anyone who wants to buy, construct, renovate or refinance a home or investment property.

SMSF home loan

This property loan is for people who have an existing self-managed super fund (SMSF) or are in the process of establishing an SMSF.


Flexible options

Choosing the right home loan is critical. The cheapest loan on the market might not necessarily be the best loan for you in the long term. As well as looking at interest rates, you should evaluate loan features, benefits and extras, like rewards, to find those that best suits your current financial position right now, while allowing for how things may change in the future, lifestyle and home ownership goals.

Variable Rate

Fixed or variable

Variable rates sometimes offer greater flexibility, such as letting you make extra repayments and the ability to redraw money from those repayments. On the other hand, if you prefer the security of knowing exactly what your repayments will be for a given period of time, then fixing your interest rate may be a good idea. With the Icon product suite, you can have the flexibility of having some of your home loan at a fixed rate and some at a variable rate.


Industry leading app

Stay in control of your finances with our innovative banking app. Features include budgeting, searching and tracking spend to give you a complete financial picture across all your devices.

What the Icon home loans can offer you?

  • Flexible and fully featured to benefit you now and well into the future.
  • On our variable rates, make additional repayments whenever you can without any extra cost being charged, to reduce both principal and interest.
  • On our variable rates, our redraw facility lets you withdraw funds from any additional payments you’ve already made into your home loan.
  • If you haven’t quite saved enough for a deposit a family member may be able to act as your guarantor to help you get approved on your home loan.
  • Choose from fixed rate, variable rate or a mix of both to help reduce repayments when rates go down and protect yourself from rate rises.
  • Your broker is always there to help, with a direct line of communication open at any time to answer any questions.
  • Our dedicated Customer Service team is available via email or phone and trained to provide the good old-fashioned service that we pride ourselves on.

AFG Home Loans Icon™ products are provided by Macquarie Bank Limited ABN 46 008 583 542 (MBL) Australian Credit Licence 237502 and promoted by AFG Home Loans Pty Ltd ABN 26 153 255 559 Australian Credit Licence 411913. The AFG Home Loans Icon information on this website was prepared and issued by MBL.

Use our home loan calculators to estimate your borrowing power.

Contact Us

Being such a diverse company, AFG has a range of different divisions. Send through a quick enquiry and we'll be touch with you soon.

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